NatWest Premier
Reviewed · Nov 2026
NatWest Premier banking tier (not a private bank). Everything below is from the bank's own pages, its regulators or the league table publishers, numbered to the Sources page.
The facts
- NatWest Premier states that Premier Banking is available to customers with savings and investments of at least £100,000 held with NatWest (page read 1 November 2026).25
- NatWest Premier states that the Premier Reward account has a monthly fee of £2 (page read 1 November 2026).323
- NatWest Premier states that the Premier Reward Black account has a monthly fee of £39 (page read 1 November 2026).324
- NatWest Premier states that the Premier Select account has a monthly fee of £0 (page read 1 November 2026).325
- NatWest Premier states that the Premier Reward account requires customers to pay in at least £1,250 a month to an eligible NatWest account (page read 1 November 2026).326
What it publishes
| Desk | Item | Published | As read |
|---|---|---|---|
| private banking | fee schedule | Partly | Premier Reward Black Premium benefits for travel, entertainment and family life. For existing NatWest customers. £39 a month |
| private banking | minimum investable assets | Yes | Savings and investments of at least £100,000 held with us. |
| private banking | eligibility criteria | Yes | NatWest Premier Banking is available to all customers who are permanent UK residents and meet one of the following criteria: Earn a sole income of at least £100 |
| private banking | indicative fee range | No | |
| private banking | retainer terms | Partly | No ongoing advice fees. Eligibility applies. Product or one-off charges may apply. |
The Secret Banker's view
NatWest Premier is a banking tier, not a private bank, and publishes its entry tests in full. They are a sole income of £100,000, a joint income of £120,000, £100,000 in savings and investments, or a £500,000 mortgage. Premier Reward Black is £39 a month. Advice comes for a one-off flat fee, which reads as tidy until the fee itself turns out not to be on the page.
Opinion, based on the facts above. Corrections through the contact page; a credible one gets a sourced fix within a week.
No firm named here has been consulted, and none should feel left out.